Car Insurance | Auto Insurance

Why it pays to shop for car insurance in your city.

According to an independent study, very few drivers will get more than one quote before buying car insurance. This is a major financial blunder, because a lot of money can be wasted this way.

Why you need to shop around for the best car insurance deal.

Rates for car insurance can vary as much as 100% from company to company in the same area. This is because most companies, in most states, set premiums based on the amount of claims paid out in each area.

Even the same company that charges a comparatively high rate in New York City, for example, may offer a comparatively low rate in your city.

It’s easy to switch and start saving.

You need not wait until your current car insurance expires to switch. Once you get your new coverage, your new insurer will be able to provide you with a simple cancellation form, or instructions for canceling your old car insurance policy. Then your old car insurer will, most likely, refund any unused portion of the premium you have paid in advance.

Start your search for savings by getting at least 3 car insurance quotes online.

Then, if you wish, you can contact your local city insurance broker (if you have one) to see if they can beat your quotes. They will work hard to come in at a better price and you might be pleasantly surprised with the savings.

Some of the companies that seem to have lower rates in many areas are:
GEICO
Progressive
State Farm
Travelers
Nationwide
Liberty Mutual
American Family Insurance
USAA – Is an excellent insurer for active military and veterans. (If you qualify it is one of the most affordable car insurance carriers available.)